Home coverage comes in handy as severe weather hits - Tucson News Now

Home coverage, plans come in handy as severe weather hits

Homeowners insurance may be a small price to pay in the event of severe weather. Homeowners insurance may be a small price to pay in the event of severe weather.
  • Deadly fires in CaliforniaMore>>

  • Tough housing market awaits California wildfire victims

    Tough housing market awaits California wildfire victims

    Wednesday, October 18 2017 3:11 AM EDT2017-10-18 07:11:07 GMT
    Wednesday, October 18 2017 1:50 PM EDT2017-10-18 17:50:24 GMT
    The many thousands who lost their houses, condos and apartments in wildfires burning in Northern California will not only have to find or build a new place to live. They'll have to do it in one of the toughest...
    The many thousands who lost their houses, condos and apartments in wildfires burning in Northern California will not only have to find or build a new place to live. They'll have to do it in one of the toughest housing markets in the nation.
  • Portuguese minister resigns over 106 wildfire deaths

    Portuguese minister resigns over 106 wildfire deaths

    Wednesday, October 18 2017 5:10 AM EDT2017-10-18 09:10:57 GMT
    Wednesday, October 18 2017 1:12 PM EDT2017-10-18 17:12:33 GMT
    The Portuguese government minister in charge of emergency services has resigned after 106 people were killed in wildfires this year.
    The Portuguese government minister in charge of emergency services has resigned after 106 people were killed in wildfires this year.
  • Utility scrutinized as California wildfire victims sue

    Utility scrutinized as California wildfire victims sue

    Tuesday, October 17 2017 7:50 PM EDT2017-10-17 23:50:44 GMT
    Wednesday, October 18 2017 4:36 AM EDT2017-10-18 08:36:09 GMT
    Northern California homeowners allege in a lawsuit that Pacific Gas & Electric Co. failed to adequately protect its power lines before the region's deadly wildfires, a theory that state investigators are...
    Northern California homeowners allege in a lawsuit that Pacific Gas & Electric Co. failed to adequately protect its power lines before the region's deadly wildfires, a theory that state investigators are considering as they try to determine the cause.
  • FloodsMore>>

  • White House seeks $29B for disaster aid, flood insurance

    White House seeks $29B for disaster aid, flood insurance

    Wednesday, October 4 2017 4:10 AM EDT2017-10-04 08:10:35 GMT
    Thursday, October 5 2017 12:01 AM EDT2017-10-05 04:01:17 GMT

    The request could prove controversial, especially the huge infusion into the flood insurance program.

    The request could prove controversial, especially the huge infusion into the flood insurance program.

  • Hurricanes Jose, Katia gain strength

    Hurricanes Jose, Katia gain strength

    Wednesday, September 6 2017 5:05 AM EDT2017-09-06 09:05:45 GMT
    Wednesday, September 6 2017 11:24 PM EDT2017-09-07 03:24:43 GMT
    (Source: NHC/NOAA)(Source: NHC/NOAA)

    Hurricanes Jose and Katia are gaining strength, but pose no threat to the U.S. yet. 

    Hurricanes Jose and Katia are gaining strength, but pose no threat to the U.S. yet. 

  • Greenwich Terrace residents return home after Harvey

    Greenwich Terrace residents return home after Harvey

    Friday, September 1 2017 6:42 AM EDT2017-09-01 10:42:13 GMT
    (Source: Christian Piekos/KPLC)(Source: Christian Piekos/KPLC)

    As Tropical Storm Harvey dissipates, residents forced to evacuate are now returning to their distraught homes. The Greenwich Terrace, perhaps, was hit the hardest. "It's one of those moments where it's like pause, this is really happening to me," said Alton Cullivan, a father of four and Greenwich Terrace resident. "This is really happening to my community, this is really uprooting my family." Along with close to three feet of water on the road, the Cullivan fami...

    As Tropical Storm Harvey dissipates, residents forced to evacuate are now returning to their distraught homes. The Greenwich Terrace, perhaps, was hit the hardest. "It's one of those moments where it's like pause, this is really happening to me," said Alton Cullivan, a father of four and Greenwich Terrace resident. "This is really happening to my community, this is really uprooting my family." Along with close to three feet of water on the road, the Cullivan fami...

  • Winter weatherMore>>

  • FIRST ALERT FORECAST: Chilly night with clear skies

    FIRST ALERT FORECAST: Chilly night with clear skies

    Wednesday, October 18 2017 3:56 PM EDT2017-10-18 19:56:26 GMT

    Get the latest forecast from the NBC12 First Alert Weather team.

    Get the latest forecast from the NBC12 First Alert Weather team.

  • First Alert Forecast: dry with a subtle warming trend

    First Alert Forecast: dry with a subtle warming trend

    Wednesday, October 18 2017 3:20 PM EDT2017-10-18 19:20:59 GMT
    Your Thursday morning will start will temperatures mostly in the 50s with cool north breezes. (Source: WECT)Your Thursday morning will start will temperatures mostly in the 50s with cool north breezes. (Source: WECT)

    Long-range computer forecast models suggest a breezy, warm, and wet front may scoot through the Cape Fear Region early next week. Meanwhile, for the rest of this week into the weekend, a broad high pressure cell will likely preserve dry weather and nurture a subtle warming trend.

    Long-range computer forecast models suggest a breezy, warm, and wet front may scoot through the Cape Fear Region early next week. Meanwhile, for the rest of this week into the weekend, a broad high pressure cell will likely preserve dry weather and nurture a subtle warming trend.

  • Some roads still not cleared of snow in Central VA

    Some roads still not cleared of snow in Central VA

    Tuesday, January 26 2016 4:56 AM EST2016-01-26 09:56:43 GMT
    Tuesday, January 26 2016 10:31 PM EST2016-01-27 03:31:25 GMT

    Thousands of people in Richmond are heading back to work and local universities with the main roads clear, and they'll be on the hunt for a parking space despite snow covering much of the side roads and spaces.

    Thousands of people in Richmond are heading back to work and local universities with the main roads clear, and they'll be on the hunt for a parking space despite snow covering much of the side roads and spaces.

(RNN) - Natural disasters come as a harrowing surprise to all homeowners, but the lack of insurance can be both surprising and costly.

The U.S. suffered nearly $65 billion in insured losses following natural disasters in 2012, according to the National Association of Insurance Commissioners. Those numbers are up from the $43 billion recorded in 2011.

One insurance company is helping homeowners protect their homes and possessions with a new smartphone application.

Allstate Insurance has created the "Allstate Digital Locker," which allows homeowners to take photos from room to room of images that could be damaged in the event of devastating severe weather. The photos are archived for future claims.

"There are a lot of things that can happen to a home, but there are also a lot of things you can do proactively that would make things easier in the event of damage of loss," said Ron Stouffer, senior vice president at Allstate Insurance in a news release.

In a 2012 survey of adults with homeowner or rental insurance, Allstate found that 43 percent of respondents were concerned about damages because of natural disasters. Nearly 22 percent of respondents were not sure if their insurance covered natural disasters, while 53 percent believed the U.S. has dealt with more natural disasters through the last several years.

Nearly a third of respondents did not know if their insurance would cover natural disasters at all, while only 8 percent said if they would take their insurance information with them if they were forced to evacuate their homes.

Allstate isn't the only group creating severe weather preparedness technology.

The National Association of Insurance Commissioners also created an app to help homeowners collect and keep records of their homes in the event of natural disasters.

Both apps are available on iPhone, iPad and Android devices.

The new apps for insurance and preparedness for severe weather come as many insurance companies have withdrawn coverage in states with high severe weather occurrences, according to the Insurance Journal.

"Getting through these incidents can be made considerably easier by taking the time to identify what you have and to learn what your policy covers," said Stouffer.

FEMA has prepared awareness plans on its website in both English and Spanish, so citizens can be prepared in every aspect.

"Every year, thousands of people are impacted by severe weather threats such as tornadoes and severe weather," FEMA says on its website.

In initiatives by FEMA and NOAA, the groups created National Severe Preparedness Week. Recognized March 3-9, 2013, states prepped for severe weather specific to their state in the forms of tornado and hurricane drills, flood preparations and other severe weather related incidents, such as power outages.

In 2012, data showed that severe weather caused nearly 2,600 injuries and caused more than 450 deaths.

The No. 1 cause of deaths in severe weather in 2011 was tornadoes, according to statistics gathered by the National Weather Service's U.S. Natural Hazards Statistics.

NOAA also has a calendar of severe weather preparation events by state on its website.

Insure Online suggests that homeowners should shop around before purchasing insurance, compare prices to other homes in your price range and knowing your coverage plan well.

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