A fisherman off the coast of Bonita Springs, Florida thinks he has a pretty nice catch. As he reels in a four-foot shark, his catch is stolen by an even bigger fish. A massive grouper pulls the shark
A massive grouper steals a four-foot shark from a fisherman's line off the coast of Florida.
TUCSON, AZ (Tucson News Now) -
With healthy job gains in 2013 and a hike in Arizona's
minimum wage starting with the new year, now might be the time to tackle
financial resolutions. Country Financial representative Dominic Escamilla
offers some tips for paying down debt and creating savings.
The first thing to do is make a monthly budget, and the
easiest way to do that is to get a budget worksheet. Worksheets can be
found on the internet for free, and contain a list of income and
expenses. Escamilla recommends using a worksheet that includes a listing
If you're going to make any progress this year, Escamilla
says you have to get honest about what you spend. That means listing your
entertainment expenses such as movies and games as well as nights on the
town. One thing many people forget to budget is their food costs.
Now it's time to get to work. Escamilla offers tips
such as trimming groceries costs by cutting luxury items like soda and fast
food, avoid New Year's purchase such as a gym memberships that just add another
monthly bill, pay off your credit card with the highest interest first, and
start saving. Even if you save in small amounts, Escamilla says it's
important to pay yourself first and add that item to your monthly budget.
A good place to start is adding to your 401K.
Tackling this New Year's resolution will mean changing the
way you think about your wants and needs. Escamilla says it's a good
thing to realize you need help, and help can be found for free. Just
reach out to the banks and insurance companies who already handle your accounts.