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SOURCE Diviacchi Law Office
BOSTON, Feb. 7, 2014 /PRNewswire/ -- Affinion Group, Inc., having already paid millions of dollars in civil claims and state attorney general claims in 47 states for unfair and deceptive trade practices toward consumers, is facing yet another class action for such practices in a case filed by the Diviacchi Law Office. In this court action, it is alleged that Affinion was aided by its banking clients such as Century Bank of Massachusetts. This recently filed court action that is District of Massachusetts case #14-cv-10283 deals with alleged on-paper fraudulent practices by Affinion alleged to have been a rehearsal for its eventual deceptive internet practices that have caused so much of its litigation problems. The facts of this case against Affinion and Century Bank allege that Century Bank gave its customers what appear to be a standard signature cards for signing as part of their opening a bank account that in fact simply by signing allowed Century Bank and Affinion's tradename FSA to unilaterally without further notice or assent to bind the customer to a "PLAN 1" "membership program" in perpetuity and at undisclosed monthly electronic debit from the account. The subsequent debit of at least $4/monthly was hidden as an apparent service charge and went unnoticed for years. The court action by the Diviacchi Law Office further alleges that the membership program is a farce that provides no benefits to the consumer - especially given that consumers do not even know that they were members of the program. Century Bank is sued individually and as a class representative of other financial institution clients of Affinion.
The Diviacchi Law Office warns that all clients of Century Bank should check their monthly statement for a small-print debit of approximately $4 that they may not have knowingly authorized and assumed to be a service charge. Because Affinion was apparently using this tactic with the aid of many other banks in Massachusetts and beyond, they further warn that anyone using a Massachusetts bank should check their monthly statement for a small-print debit of approximately $4 that they may not have knowingly authorized. If found, they should immediately investigate.
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